FINANCIAMIENTO CARSHOP
Crédito para tu auto
en Durango.
Explora planes de hasta 60 meses*
y da el siguiente paso con información clara.
HAZ NÚMEROS CON CALMATu siguiente auto,
Tu siguiente auto,
a tu ritmo.
Elige un vehículo o ingresa un precio, ajusta el enganche y explora cómo cambia una mensualidad estimada.
01Encuentra tu auto
Explora nuestro inventario y sus fichas.
02Conoce tus opciones
Un asesor revisa contigo enganche, plazo y requisitos.
03Elige tu plan
Confirma tasa, costo total y condiciones antes de firmar.
Explora tu mensualidad
Simulador orientativo
Scotiabank · Auto 2027 · Plazo máximo: 60 meses
Scotiabank: 13.99% anual con enganche menor al 40%; 11.99% anual con enganche del 40% o más.
Tasa anual de referencia13.99%Más IVA sobre intereses
La garantía es obligatoria para obtener 60 meses. Si la desmarcas, el plazo cambiará a 48 meses.
Ver resumen de cobertura
- Motor
- Transmisión y diferencial
- Suspensión
- Sistema de inyección
- Enfriamiento y aire acondicionado
- Sistema eléctrico
- Frenos
- Dirección
Componentes enumerados sujetos al certificado, términos y exclusiones. Aplica lo que ocurra primero: tiempo o kilometraje.
Mensualidad estimada$7,975.37/ mesScotiabank · 13.99% anual
Incluye IVA de 16% sobre intereses
Seguro del auto pendiente · Estimación parcial
Seguro valor factura
Ver desglose de los 60 pagos y pago inicial
Importes estimados en MXN. El pago inicial se muestra por separado. Las renovaciones se agregan al saldo y no se suman dos veces al pago.
Capital del auto después del enganche$306,000.00
Garantía Extendida · 24 meses o 40,000 km$9,860.00
Vida con desempleo · anual$1,700.00
Administración · anual$696.00
Monto total a financiar$318,256.00
Comisión por apertura · 2.5% + IVA$9,229.42
Primer pago · apertura + intereses + IVA$13,533.40
- Capital del primer pago
- $3,611.60
- Intereses del primer pago
- $3,761.87
- IVA de los intereses (16%)
- $601.90
La mensualidad incorpora las renovaciones anuales de seguro, vida con desempleo y administración. La garantía se financia una sola vez. Último pago estimado: $7,975.70.
Total estimado de pagos y apertura de contado: $492,055.93 · No incluye el enganche.
| Pago / fecha | Renovación | Apertura | Capital | Intereses | IVA | Pago total | Saldo |
|---|---|---|---|---|---|---|---|
| Inicial | $0.00 | $9,229.42 | $0.00 | $3,710.33 | $593.65 | $13,533.40 | $318,256.00 |
| 1 | $0.00 | $0.00 | $3,611.60 | $3,761.87 | $601.90 | $7,975.37 | $314,644.40 |
| 2 | $0.00 | $0.00 | $3,661.12 | $3,719.18 | $595.07 | $7,975.37 | $310,983.28 |
| 3 | $0.00 | $0.00 | $3,711.33 | $3,675.90 | $588.14 | $7,975.37 | $307,271.95 |
| 4 | $0.00 | $0.00 | $3,762.22 | $3,632.03 | $581.12 | $7,975.37 | $303,509.73 |
| 5 | $0.00 | $0.00 | $3,813.80 | $3,587.56 | $574.01 | $7,975.37 | $299,695.93 |
| 6 | $0.00 | $0.00 | $3,866.09 | $3,542.48 | $566.80 | $7,975.37 | $295,829.84 |
| 7 | $0.00 | $0.00 | $3,919.11 | $3,496.78 | $559.48 | $7,975.37 | $291,910.73 |
| 8 | $0.00 | $0.00 | $3,972.84 | $3,450.46 | $552.07 | $7,975.37 | $287,937.89 |
| 9 | $0.00 | $0.00 | $4,027.31 | $3,403.50 | $544.56 | $7,975.37 | $283,910.58 |
| 10 | $0.00 | $0.00 | $4,082.53 | $3,355.90 | $536.94 | $7,975.37 | $279,828.05 |
| 11 | $0.00 | $0.00 | $4,138.51 | $3,307.64 | $529.22 | $7,975.37 | $275,689.54 |
| 12 | $0.00 | $0.00 | $4,195.25 | $3,258.72 | $521.40 | $7,975.37 | $271,494.29 |
| 13 | $2,396.00 | $0.00 | $4,219.93 | $3,237.45 | $517.99 | $7,975.37 | $269,670.36 |
| 14 | $0.00 | $0.00 | $4,277.79 | $3,187.57 | $510.01 | $7,975.37 | $265,392.57 |
| 15 | $0.00 | $0.00 | $4,336.44 | $3,137.01 | $501.92 | $7,975.37 | $261,056.13 |
| 16 | $0.00 | $0.00 | $4,395.90 | $3,085.75 | $493.72 | $7,975.37 | $256,660.23 |
| 17 | $0.00 | $0.00 | $4,456.17 | $3,033.79 | $485.41 | $7,975.37 | $252,204.06 |
| 18 | $0.00 | $0.00 | $4,517.27 | $2,981.12 | $476.98 | $7,975.37 | $247,686.79 |
| 19 | $0.00 | $0.00 | $4,579.21 | $2,927.72 | $468.44 | $7,975.37 | $243,107.58 |
| 20 | $0.00 | $0.00 | $4,642.01 | $2,873.59 | $459.77 | $7,975.37 | $238,465.57 |
| 21 | $0.00 | $0.00 | $4,705.65 | $2,818.72 | $451.00 | $7,975.37 | $233,759.92 |
| 22 | $0.00 | $0.00 | $4,770.17 | $2,763.10 | $442.10 | $7,975.37 | $228,989.75 |
| 23 | $0.00 | $0.00 | $4,835.57 | $2,706.72 | $433.08 | $7,975.37 | $224,154.18 |
| 24 | $0.00 | $0.00 | $4,901.88 | $2,649.56 | $423.93 | $7,975.37 | $219,252.30 |
| 25 | $2,396.00 | $0.00 | $4,936.24 | $2,619.94 | $419.19 | $7,975.37 | $216,712.06 |
| 26 | $0.00 | $0.00 | $5,003.93 | $2,561.59 | $409.85 | $7,975.37 | $211,708.13 |
| 27 | $0.00 | $0.00 | $5,072.54 | $2,502.44 | $400.39 | $7,975.37 | $206,635.59 |
| 28 | $0.00 | $0.00 | $5,142.08 | $2,442.49 | $390.80 | $7,975.37 | $201,493.51 |
| 29 | $0.00 | $0.00 | $5,212.60 | $2,381.70 | $381.07 | $7,975.37 | $196,280.91 |
| 30 | $0.00 | $0.00 | $5,284.07 | $2,320.09 | $371.21 | $7,975.37 | $190,996.84 |
| 31 | $0.00 | $0.00 | $5,356.52 | $2,257.63 | $361.22 | $7,975.37 | $185,640.32 |
| 32 | $0.00 | $0.00 | $5,429.96 | $2,194.32 | $351.09 | $7,975.37 | $180,210.36 |
| 33 | $0.00 | $0.00 | $5,504.42 | $2,130.13 | $340.82 | $7,975.37 | $174,705.94 |
| 34 | $0.00 | $0.00 | $5,579.89 | $2,065.07 | $330.41 | $7,975.37 | $169,126.05 |
| 35 | $0.00 | $0.00 | $5,656.40 | $1,999.11 | $319.86 | $7,975.37 | $163,469.65 |
| 36 | $0.00 | $0.00 | $5,733.96 | $1,932.25 | $309.16 | $7,975.37 | $157,735.69 |
| 37 | $2,396.00 | $0.00 | $5,779.72 | $1,892.80 | $302.85 | $7,975.37 | $154,351.97 |
| 38 | $0.00 | $0.00 | $5,858.97 | $1,824.48 | $291.92 | $7,975.37 | $148,493.00 |
| 39 | $0.00 | $0.00 | $5,939.30 | $1,755.23 | $280.84 | $7,975.37 | $142,553.70 |
| 40 | $0.00 | $0.00 | $6,020.75 | $1,685.02 | $269.60 | $7,975.37 | $136,532.95 |
| 41 | $0.00 | $0.00 | $6,103.30 | $1,613.85 | $258.22 | $7,975.37 | $130,429.65 |
| 42 | $0.00 | $0.00 | $6,186.99 | $1,541.71 | $246.67 | $7,975.37 | $124,242.66 |
| 43 | $0.00 | $0.00 | $6,271.82 | $1,468.58 | $234.97 | $7,975.37 | $117,970.84 |
| 44 | $0.00 | $0.00 | $6,357.81 | $1,394.45 | $223.11 | $7,975.37 | $111,613.03 |
| 45 | $0.00 | $0.00 | $6,444.99 | $1,319.29 | $211.09 | $7,975.37 | $105,168.04 |
| 46 | $0.00 | $0.00 | $6,533.36 | $1,243.11 | $198.90 | $7,975.37 | $98,634.68 |
| 47 | $0.00 | $0.00 | $6,622.94 | $1,165.89 | $186.54 | $7,975.37 | $92,011.74 |
| 48 | $0.00 | $0.00 | $6,713.75 | $1,087.60 | $174.02 | $7,975.37 | $85,297.99 |
| 49 | $2,396.00 | $0.00 | $6,772.95 | $1,036.57 | $165.85 | $7,975.37 | $80,921.04 |
| 50 | $0.00 | $0.00 | $6,865.82 | $956.51 | $153.04 | $7,975.37 | $74,055.22 |
| 51 | $0.00 | $0.00 | $6,959.96 | $875.35 | $140.06 | $7,975.37 | $67,095.26 |
| 52 | $0.00 | $0.00 | $7,055.40 | $793.08 | $126.89 | $7,975.37 | $60,039.86 |
| 53 | $0.00 | $0.00 | $7,152.13 | $709.69 | $113.55 | $7,975.37 | $52,887.73 |
| 54 | $0.00 | $0.00 | $7,250.20 | $625.15 | $100.02 | $7,975.37 | $45,637.53 |
| 55 | $0.00 | $0.00 | $7,349.61 | $539.45 | $86.31 | $7,975.37 | $38,287.92 |
| 56 | $0.00 | $0.00 | $7,450.39 | $452.57 | $72.41 | $7,975.37 | $30,837.53 |
| 57 | $0.00 | $0.00 | $7,552.54 | $364.51 | $58.32 | $7,975.37 | $23,284.99 |
| 58 | $0.00 | $0.00 | $7,656.10 | $275.23 | $44.04 | $7,975.37 | $15,628.89 |
| 59 | $0.00 | $0.00 | $7,761.07 | $184.74 | $29.56 | $7,975.37 | $7,867.82 |
| 60 | $0.00 | $0.00 | $7,867.82 | $93.00 | $14.88 | $7,975.70 | $0.00 |
| Total | $9,584.00 | $9,229.42 | $327,840.00 | $133,609.07 | $21,377.44 | $492,055.93 | $0.00 |
Simulación informativa con IVA de 16% sobre intereses. Falta la referencia de seguro de este auto: el total y la mensualidad son parciales. La comisión se cobra en el primer pago. Las renovaciones utilizan el importe anual de referencia; pueden cambiar al renovar. Las condiciones finales y la aprobación corresponden a la financiera.
ALIADOS PARA TU SIGUIENTE AUTOBancos y financieras
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Scotiabank
Crédito GO
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Una referencia clara, una cotización para tu caso.
El simulador utiliza la tasa anual de la financiera seleccionada e incluye IVA de 16% sobre los intereses. La institución confirma la tasa, el enganche, el plazo y los requisitos aplicables a tu perfil. El crédito está sujeto a aprobación; la mensualidad del simulador no incluye seguro del auto, comisiones ni otros cargos.
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